Disclaimer

This website is owned and operated by Harner Group LLC (“Harner Legal Forms,” “we,” “us,” or “our”). Please read this Disclaimer carefully. By using this website, purchasing any product, downloading any material, or otherwise accessing our content, you agree to the terms of this Disclaimer.

Not a law firm; no legal advice

Harner Legal Forms is not a law firm. We do not provide legal advice, legal opinions, or legal representation. The products and materials offered through this website are self-help resources and general informational materials intended for general use. They are not a substitute for advice from a licensed attorney who can consider your specific circumstances and the laws of your state.

No attorney-client relationship

Your use of this website, purchase of any product, submission of a contact form, email to us, or any other communication with Harner Legal Forms does not create an attorney-client relationship. An attorney-client relationship is not formed by viewing content on this website or by using any form or template we sell.

No legal representation; no court filing services

Harner Legal Forms does not represent you in any legal matter and does not file documents with courts, government agencies, or third parties on your behalf. We do not appear in court, provide litigation services, or act as your legal representative in any jurisdiction.

State law differences; “50-state” limitations

Laws and signing requirements vary significantly by state and may change over time. Some states require specific notice language, formatting, witness rules, notarization, or additional disclosures for certain documents. Even where a form is commonly used nationwide, state-specific differences may affect enforceability or acceptance by banks, title companies, healthcare providers, or courts.

Our products may include optional addenda or general guidance for common state variations. However, we cannot guarantee that any document will be valid, enforceable, or accepted in a particular state or by a particular institution. You are responsible for determining whether a product is appropriate for your needs and for ensuring compliance with the laws and signing requirements of your state.

Not a substitute for professional advice

Estate planning, real estate transfers, and incapacity planning can involve complex legal and tax issues. Your situation may require customized legal planning. You should consult a licensed attorney in your state if you have questions, if your situation is complex, or if you need advice on what documents you should use and how they should be completed.

You should also consult a qualified tax professional regarding potential tax consequences, including gift tax, estate tax, income tax, and basis issues, where relevant.

No guarantees of outcome or acceptance

We make no guarantees that any form, template, or package will achieve a particular result or be accepted by any bank, brokerage, title company, healthcare provider, court, or governmental agency. Institutions and providers may have their own internal requirements, may require additional documentation, or may decline to accept a form even if it is properly executed.

User responsibility for completion and execution

You are solely responsible for completing all forms accurately, selecting appropriate options, and following all required signing and witnessing formalities. Improper completion or execution may render a document ineffective or may cause delays, rejection, or disputes later.

Do not sign documents in advance without understanding their meaning. Do not rely on assumptions about witness or notary requirements. If you are uncertain about any requirement, consult a licensed attorney in your state.

No confidentiality; do not send sensitive information

Communications with Harner Legal Forms are not protected by attorney-client privilege. Do not send sensitive personal information through contact forms or email, including Social Security numbers, bank account numbers, passwords, medical records, or other private information. If you choose to send information to us, you do so at your own risk.

Medical and healthcare information disclaimer

Any healthcare-related information on this website is general educational content only. We are not medical providers. You should consult qualified medical professionals regarding medical decisions, diagnoses, treatment options, or end-of-life care preferences.

No warranties; products provided “as is”

All products and content are provided on an “as is” and “as available” basis. To the fullest extent permitted by law, we disclaim all warranties, express or implied, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

Limitation of liability

To the fullest extent permitted by law, Harner Legal Forms will not be liable for any direct, indirect, incidental, consequential, special, exemplary, or punitive damages arising out of or related to your use of this website, your purchase or use of any product, or your reliance on any content, even if we have been advised of the possibility of such damages.

This includes, without limitation, damages related to lost profits, lost data, business interruption, personal injury, property damage, legal disputes, delays in administration, rejection by third parties, or any other losses arising from the use of forms or information provided through this website.

Third-party links and services

This website may contain links to third-party websites, services, or resources. We do not control those third parties and are not responsible for their content, policies, accuracy, availability, or practices. Links are provided for convenience only and do not constitute endorsement.

Updates and changes

We may update this Disclaimer at any time without notice. The most current version will be posted on this page and will apply to your use of the website from the date it is posted.